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How Students Can Graduate With Reduced Student Loan Debt

Feb 18, 2019

By Claire Berge SchmidtUpdated February 18, 2019 

Alaskans have an average of $25,682 in student loan debt. Residents of Delaware have $34,144. Wherever you may live, student loan debt is a problem that hits home. Seven in 10 college seniors owe a national average of $37,172  in student loans. Combine that with 44 million student borrowers, and you have a $1.5 trillion (and growing) crisis.

With student loans now second only to mortgages as Americans’ largest source of debt, people of all...

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Tackling the High Cost of Student Loan Debt

Feb 04, 2019

By Matt Konrad

There’s no way around it: Americans are drowning in student loan debt. Collectively, we owe $1.5 trillion, and continually rising college costs mean that number isn’t likely to drop much in the next few decades. The average student borrower takes out around $26,000 in loans over the course of a bachelor’s degree—debt that is impossible to discharge in bankruptcy, difficult to have forgiven and increasingly unlikely to be fully repaid on schedule.

Not every student takes on...

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Wait, What? Scholarships Are Taxable?

Oct 22, 2018

by Matt Konrad

Everyone knows what a scholarship is. It’s free, no-strings-attached money to help a student pay for their higher education.


Usually. But not always.

In some cases, there are significant strings attached—including a few situations in which scholarship funds may be treated as taxable income. While it’s unusual, it’s also important for both students and scholarship providers to know how this can happen, and how it can be avoided.

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#RealCollege: A Mission to Secure College Students’ Basic Needs

Oct 05, 2018

By Matt Konrad

Discussions about financial aid and student support tend to focus on big costs, big numbers and big trends: skyrocketing tuition; trillion-dollar student loan debt; and deep cuts in state aid to higher ed. But those conversations, important as they are, don’t tell the whole story. For millions of students, the struggle to get through college comes down to questions that are far more basic. Their educational success hinges on issues that most of us take for granted:

Can I...

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Scholarships and the Struggle for Affordable STEM Degrees

Jul 12, 2018

Twenty years ago, the National Science Foundation began using the acronym “STEM” as an easy-to-remember shorthand for the wide range of academic disciplines in science, technology, engineering and math.

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Why Scholarships Are Vital for Low-Income Students and Families

Jun 12, 2018

We have said it before, but it bears repeating as often as possible: higher education has never been more important, but it’s also never been more expensive. For students from low-income families, this is a catch-22 of massive proportions. If college were accessible and affordable, they’d have a better chance to break the cycle of generational poverty; instead, the struggle to pay for higher education can leave students in dire financial straits.

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The Tax Cuts And Jobs Act: How Will Tax Reform Impact Education?

Feb 09, 2018

The sweeping tax-related legislation passed at the close of 2017 will have far-reaching impacts throughout the American economy—including in the higher education sector. Now that the dust is starting to settle, here’s our look at what students, families, institutions and education supporters can expect in the near future. (Please note: we are not financial advisers, and you should consult with a tax professional before making any decisions.)

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URGENT: Urge Congress To Find a DACA Solution

Jan 25, 2018

By Robert C. BallardPresident & CEO, Scholarship America

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Two-Year Degrees Lead To More and More Good Jobs

Sep 18, 2017

Everyone knows the conventional wisdom: a bachelor’s degree (or higher) is the best ticket to getting a good job. Like most conventional wisdom, this is at least partly true. And, like most conventional wisdom, it also fails to tell the whole story.

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Here’s How Federal Aid, Tuition Assistance and Private Scholarships Work Together

May 19, 2017

As anyone who’s gotten a financial aid award letter knows, the world of college funding is complex. There are grants, loans, work-study funds and scholarships to think about; education assistance can come from private funders, institutions, state governments and Uncle Sam. The FAFSA provides a common starting point, but every college and every state has its own method for calculating aid once it’s filed.

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